I just discovered a nifty resource for calculating debt. It's a great way to see what you owe and to size up if debt consolidation (or some other approach) is advantageous or even possible. Go to: http://moneycentral.msn.com/investor/calcs/n_debt/main.asp.
It's pretty simple to use.
Debt consolidation is a very good tool for managing debt, but it only works for some people in some cases. It's not a magic bullet or some method that will instantly dissolve any debt, any time, any where.
Use this calculator to help assess how much debt you have. If you need specifics on debt consolidation, there are tons of websites, including http://www.debt-consolidation-diva.com.
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